Moggy Insurance for new driver? Please help!!

Post by **mike.perry** » Thu Nov 20, 2008 9:05 pm

HOW MUCH!!!! I must be getting old.

Post by **tonicaek** » Wed Dec 03, 2008 10:51 am

R_Parr wrote:Hey stephenpolhill,

Im 17 and got insurance on a 2 door saloon with footman james for £997 fully comp.

Give them a ring and they should sort you out.

Holy crabcakes. I'm currently looking for a decent insurer, and the cheapest I've come across is Endsleigh, with a quote of around £1399 third party.
I checked out Footman James, and they state they only insure drivers over 25, I shall have to give them a bell.

Post by **ASL642** » Wed Dec 03, 2008 12:03 pm

If you have any problems contact Liz in our MMOC Derby Office 0332two91 6seven5. She will be happy to help. Footman James/Aon run a Young Drivers Scheme through our Club, but as they are merging sometimes it seem some of their reps dont yet know of the scheme

Post by **rayofleamington** » Wed Dec 03, 2008 12:06 pm

I checked out Footman James, and they state they only insure drivers over 25, I shall have to give them a bell.

Join the MMOC and then phone them up asking for the MMOC club insurance scheme - this 'should' offer a good discount on the premium for young drivers.

HOW MUCH!!!! I must be getting old.

Insurance for young drivers has gone through the roof - however the prices via the club scheme used to be a lot more reasonable.

Post by **ASL642** » Wed Dec 03, 2008 12:09 pm

We have checked with Aon and yes they do the scheme, just "teething troubles" at the moment. Do give Liz and ring.

Post by **tonicaek** » Wed Dec 03, 2008 12:14 pm

Ah - will certainly do so some point within the next week then!
Much appreciated.

Post by **ASL642** » Wed Dec 03, 2008 12:20 pm

I've emailed Liz and I'm certain she will be able to help you.

Post by **mike.perry** » Wed Dec 03, 2008 4:32 pm

The subject was dealt with at the AGM so watch this space.

Post by **Sidney'61** » Wed Dec 03, 2008 4:53 pm

Fantastic, please do keep us posted on that then

Post by **tonicaek** » Fri Dec 12, 2008 3:46 pm

Just phoned up for a quote, fully comp turns out just over £1k, and Third Party is just over £700, quite an astonishing compared to £1399!

Post by **Judge** » Fri Dec 12, 2008 3:50 pm

Have you spoken to Liz? That still sounds like one heck of a lot of money

Post by **tonicaek** » Fri Dec 12, 2008 3:55 pm

Really?

Haven't spoken to Liz, I assumed phoning Footman James would provide me with the same outcome. The quote was based on the assumption of having a full license, rather than my current provisional.

Post by **Judge** » Fri Dec 12, 2008 3:59 pm

I would speak to Liz, but I would also try as many other insurers that I could get hold of.

Post by **ASL642** » Sat Dec 13, 2008 11:06 am

To get the Club Discount you have of course to be a member of the Club and quote your membership number.

Post by **rayofleamington** » Sat Dec 13, 2008 1:04 pm

Just phoned up for a quote, fully comp turns out just over £1k, and Third Party is just over £700, quite an astonishing compared to £1399!

Did you ask for the MMOC club scheme? If not then those numbers sound fairly typical.

Post by **tonicaek** » Sun Dec 14, 2008 5:53 pm

rayofleamington wrote:
Just phoned up for a quote, fully comp turns out just over £1k, and Third Party is just over £700, quite an astonishing compared to £1399!
Did you ask for the MMOC club scheme? If not then those numbers sound fairly typical.

I did ask for the MMOC scheme, I thought £700 was fairly reasonable, but I'm certainly not going to say no to finding a lower quote.

Post by **ASL642** » Sun Dec 14, 2008 6:23 pm

£700 sounds v. good to me taking into account age and driving experience.

Post by **rayofleamington** » Sun Dec 14, 2008 9:03 pm

I did ask for the MMOC scheme, I thought £700 was fairly reasonable

I would expect you to get fully comp for less than a thousand but maybe I'm getting out of date.

Post by **Judge** » Mon Dec 15, 2008 9:16 am

I would have thought so too. At the moment it really pays to shop around for the best deals, for everything.

Post by **Vikki** » Mon Dec 15, 2008 5:07 pm

i tried aon/ footman james and got my discount and it was still very very expensive. ive just got mine through lancaster, im 24 and went fully comp with breakdown cover and had my own valuation and it only cost me £257. ( did have one year no claims aswell) but your a sixteen year old male so to be honest your not gonna get anywhere near that really. my brother had a beetle at sixteen and i think he paid about a grand the first year, as a male its gonna be a rip off until you hit 25.