Morris Minor Owners Club

I presume there a a number of people with agreed value insurance on their cars. However how would a company determine the market value of an old car like the Minor that was not on an agreed value policy? Assuming the vehicle was in all round excellent condition.

Generally by checking online sale prices and price guides published in the classic car press. Some companies will be more generous/realistic than others. Sometimes the owner will have to haggle a bit and provide evidence if they feel the valuation is not high enough but I would encourage any owner to have an established and up to date agreement in place.