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BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 10:48 am
by andy.pointeer
I am in the process of buying a 4 door saloon and at some time in the past its had an engine change from a 948cc to a 1275cc A+. The insurance company has asked for the BHP for both the standard 948cc and the 1275cc.

Does anyone know these BHPs, or can you direct me to were I can find them

Many Thanks

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 11:08 am
by SteveClem
I believe the 948 is 37bhp. Unusual request from the insurers.

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 11:19 am
by philthehill
The standard 948cc engine gave 37bhp at 4750 rpm or 50lb ft @ 2500rpm

The standard 1275cc high compression engine (ex Marina/Ital) gives 69 lbf ft at 2500rpm.

Phil

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 11:50 am
by andy.pointeer
Thanks for the quick response.

Is there a BHP for the 1275, do you think they will understand 69 lbf ft at 2500rpm

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 12:09 pm
by bmcecosse
It varies from 55 to 60 depending on engine spec. They are more likley to be asking if the brakes and suspension have been upgraded to match -I would have thought!

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 12:11 pm
by amgrave
Use a different insurer.

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 12:11 pm
by philthehill
If they want your business they will.

A comparison of the power outputs will indicate that there has been an increase in power but not sufficient to scare them off.

Generally the 1275cc is considered in standard Marina/Ital form to give out about 50 - 60bhp

Generally BHP is nowadays old hat and engine specification is given in engine torque and that is why I cannot find a works specification for a standard 1275 Marina/Ital engine.

No doubt there is a magic formula for transposing the two different types of outputs.
Phil

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 12:20 pm
by andy.pointeer
Thanks for update, much appreciated

The car does have disc brakes and telescopic shocks and this was indicated, but BHP was also requested.
I am adding this car to the insurance for my Traveller currently with FJ.

Thanks again for information

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 1:39 pm
by IslipMinor
Andy,

We use Heritage Insurance for a well-modified 1380 Minor and the cost is £127 per year, including roadside recovery Europe wide. Without the recovery it is £92. They have the complete spec of the car, and it does not seem to make much, if any difference to the insurance cost.

http://www.heritagecarinsurance.co.uk/

I have had to use them a couple of times to get us home in the last 18 years - once in the middle of France and they arrived in 50 minutes and organised the whole home repatriation for us, and the second time near Lincoln, when a head gasket failure meant we could not get back home to Oxford.

The problem in France was a broken 'nearly new' timing belt, so that was ditched once we got the car back, and the second time was a problem with the block that meant rebuilding the complete engine with a spare 1275 block that we had.

Very highly recommended - might be worth a quote?

Re: BHP for 948 and 1275A+

Posted: Mon Mar 14, 2016 3:35 pm
by andy.pointeer
Thanks Richard.

I have now updated my insurance from 1 car/1 person, adding the new car and the wife, so now a 2 car/2 person policy for additional cost of £38.

I was not asked for BHP on the second call, so FJ not consistent on what they require.

I will fully check out all insurance companies at next renewal for 2 car/2 person policy.

Thanks again to all who provided information.