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Insurance small print

Posted: Thu Jun 18, 2015 8:22 pm
by iford
Hi All
Got my renewal from L.V.
Closely reading the small print regarding theft cover, quote:-
Theft is only covered when in locked garage.

I phoned and asked if this is in the "off road" section so what does it actually mean?
To my horror, after being left on hold for a while, I was told that when out and about day or night there if no theft cover?

I have just reinsured with Footman James and the only previso is to garage it over night when at home elsewhere theft is covered.

I'm good as a rule at picking out crappy clauses but missed this one..
Yet another lesson learned.

Re: Insurance small print

Posted: Sun Jun 21, 2015 7:53 pm
by bmcecosse
Well spotted.