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Back on the road after being written off!
Posted: Wed Mar 30, 2011 9:18 pm
by mbo145
Horray! The traveller is back on the road after 9 months. I had a shunt up the back which pushed me onto a tow bar! So the insurance wrote it off,I bought it back after a pay out and restored the woodwork and the bodywork was straightened out by a panel beater and re sprayed. Morrie passed the mot and had it's V.I.C. test at the dvla centre (vehicle identity check) This is put on by dvla after a car is written off by the insurance company then taken off when it passes it's check.
So nice to be back on the road![frame]

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Note the really expensive ebay roof rack!
Re: Back on the road after being written off!
Posted: Wed Mar 30, 2011 9:51 pm
by WPR678B
Good to see her back where she belongs!
Can't wait to see the finished product in the "metal"!

P.S, the roof rack looks worth every penny!

Re: Back on the road after being written off!
Posted: Thu Mar 31, 2011 12:42 am
by bmcecosse
Well done ! Looking great. Did the Insurance pay-out cover the repair costs ?
Re: Back on the road after being written off!
Posted: Thu Mar 31, 2011 10:04 am
by dp
Looks an excellent car, well done for perservering.
Re: Back on the road after being written off!
Posted: Thu Mar 31, 2011 7:04 pm
by mbo145
The insurance nearly covered it, but I had more work completed while it was at the spray shop! So it probably would have done just. Make sure your car value is up to date as you need to purchase the car back off the insurance company after it is written off, be aware you do not get the full amount of the agreed value if you keep the car, if it has to be scrapped then you do, I was pleased mine was able to be mended!

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Re: Back on the road after being written off!
Posted: Fri Apr 01, 2011 11:02 am
by benb
Hi,
The car looks good, is it a daily driver?
Love the roof racks we have a set for our lowlight really set's it off! Congratulations.
Ben
Re: Back on the road after being written off!
Posted: Fri Apr 01, 2011 10:36 pm
by mbo145
Thanks everyone! Yes Ben Morrie is a daily driver, I was doing 1000 miles a month up untill the accident, I think I will carry on daily use unless we have ice and salt again!

Re: Back on the road after being written off!
Posted: Sat Apr 02, 2011 12:56 am
by benb
Hooray another person who uses their car!!! they were meant to be driven, my wife does 500 kms a week in her yellow 4door but it does have a toyota 7k in it.
Ben

Re: Back on the road after being written off!
Posted: Sat Apr 02, 2011 1:03 am
by irmscher
looks really nice

Re: Back on the road after being written off!
Posted: Sat Apr 02, 2011 7:30 pm
by overider
Hi has your insurance premiums increased? I ask because a friend of mine bought a cat ‘C’ ford Ka write off that had been repaired, and the insurance was crazy money. The INS Company said it was more money to insure a car that had previously been wrote off.
Re: Back on the road after being written off!
Posted: Sun Apr 03, 2011 10:01 pm
by mbo145
It is insured with Footman James, the accident happened just after I had renewed the insurance but it was still on the last years policy. I asked Footman James if it would make a difference after the car was repaired to the premium and they said it wouldn't do so, also once the catagory c has been repaired and the car has had its VIC (vehicle identity check) removed then it shouldn't make any difference. Did your friend try to insure the car before the repairs had been done or the check completed? I hope I will be ok when the term runs out in August!
Re: Back on the road after being written off!
Posted: Sun Apr 03, 2011 10:47 pm
by chickenjohn
Car looks superb! Well done on getting her repaired and back on the road.
My Traveller was hit in late 2008 and had to be repaired in early 2009 - but was not written off. Not may fault, and luckily for me, it was only panel damage, not structural. I know how much hassle it is to get a car repaired.
Re: Back on the road after being written off!
Posted: Thu Apr 07, 2011 8:04 pm
by overider
mbo145 wrote:It is insured with Footman James, the accident happened just after I had renewed the insurance but it was still on the last years policy. I asked Footman James if it would make a difference after the car was repaired to the premium and they said it wouldn't do so, also once the catagory c has been repaired and the car has had its VIC (vehicle identity check) removed then it shouldn't make any difference. Did your friend try to insure the car before the repairs had been done or the check completed? I hope I will be ok when the term runs out in August!
No he had a Similar car that had failed it’s MOT badly. He was offer the same type of car but a cat c accident repair at a very good price.
However when he took out a new insurance policy and declared the car had been a cat C accident respire, the cost of the insurance outweighed priced the car. He then had to sell his car as he could not afford the extra insurance. I know “he should have checked with the insurance first”
I was interested if the same applied to classic cars???
Re: Back on the road after being written off!
Posted: Tue Apr 12, 2011 10:09 am
by stevey
well done, glad you decided to fix and repair it. Great that your out enjoying it again.
