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Insurance renewal
Posted: Tue Nov 25, 2008 10:40 pm
by Onne
Hello all,
Yes, I know insurance
Has anyone got any experience with switching halfway down the year? (When for instance you sell the car)
I've found insurance for less than half what I'm paying now...
Confused.com actually works for classic cars!
Posted: Tue Nov 25, 2008 11:01 pm
by bmcecosse
Yes - well I tried it - all higher than I pay now and without roadside cover/recovery.. The highest was in excess of £8,000 !!
Try RH Onne !
Posted: Tue Nov 25, 2008 11:05 pm
by Onne
I found a good one Roy, half of what I am paying now, but my policy is still running (until august)
Can't insure with RH yet. Wrong age bracket until July next year.
Posted: Tue Nov 25, 2008 11:28 pm
by bmcecosse
" Wrong age bracket " Lucky you!
Posted: Tue Nov 25, 2008 11:37 pm
by Onne
I'm still in the bracket without the VAT added
It's still expensive here though. I paid half the quoted 210 pounds per annum when I was 19 in Holland...
Surely there can't be more idiot drivers here than in densely populated Holland?
Holland having 396 people per square km opposed to the UK's 225
End of Rant, I still love it here! Best choice I've ever made
Posted: Tue Nov 25, 2008 11:50 pm
by luridhue
Just get in touch with your Insurance company. Some are more than ok with it and refund you the fraction of what you have left in the year. Others may refuse completely or charge an extortionate amount in cancellation fees. They are far more accommodating when you've sold a car but that's not to say they will be for a transfer. For instance, our experience of More Than is very good but Lancaster are not so happy about it.
Posted: Tue Nov 25, 2008 11:56 pm
by bmcecosse
Yes -I too have good expereince of More Than. But - challenge the renewal each year - they will give a bit more off 'for being a good customer' if pressed on the phone !
Posted: Wed Nov 26, 2008 12:46 am
by alainmoran
I'd feint if someone could find me fully comp insurance for half of what I am paying!
I'm with Footman James and it's around £98 per year, unlimited mileage, european recovery, windscreen cover etc...
Posted: Wed Nov 26, 2008 1:14 pm
by Dominic
I'm with Footman James and it's around £98 per year, unlimited mileage, european recovery, windscreen cover etc...
Ditto! (almost) - £2.10 more than that quote
Posted: Wed Nov 26, 2008 2:26 pm
by callyspoy
yeah i'm 22...got a few years to go until i can get that sort of quote!
Posted: Wed Nov 26, 2008 5:24 pm
by luridhue
I'm at three times that much! (I still think £298 is pretty good considering our age, but then the Land Rover was only around £50 more than that.)
Posted: Wed Nov 26, 2008 8:14 pm
by Onne
Been in touch with my current insurer, and they won't charge me anything if I cancel now