Morris Minor Owners Club

I walked away from this mess after a car transporter hit me in the rear at a roundabout;



The bottom picture shows where one of the metal telescoping rods that holds the hatchdoor up nearly did me some damage. Luckily, the only thing killed was the Peugeot.
I'm now just waiting for the other driver's insurance assessor to come and look over the vehicle, they're dragging their heels as it happened on the 19th April.

D'ya feel lucky?!

Poor you! At least you weren't driving Ector!

My commisarations, I hope you are ok

I'm fine thanks, been to my doctor's and she says that I'm okay - which is surprising, considering how badly damaged the car was. So no claims for injury, but I'm now worried about being offered sweet nothing for the car, as the insurers may try to find the lowest possible book price to give me for the Pug. And I was a bit shaken up, so took a day off work to relax and gather myself together (plus making lots of phone calls), so I've asked my own insurers to ask for a day's pay on top of the car's value. I don't feel that any other claims are necessary.

thank goodness for the crumple zone then

I am sure you will get at least what you have paid for it back, it is (was) a solid little car

Yes, I'm quite glad that it was!:)Sad that it had to end its life this way, though, was nice to drive.

Dont take the first offer. It is always the cheapest.

Hint to them that unless they up the offer for your car, that your neck is hurting and you are considering seeing your doctor! ;-)

http://www.netdoctor.co.uk/diseases/facts/whiplash.htm

but seriously, good luck with the claim and don;t accept the first offer, photopy any evidence of the cars condition, bills etc and insist the car was in above average condition before the accident therefore you should be paid more.

You are entitled to be recompensed for your injuries and your car. My son walked away from a similar rear end shunt on Friday 13th April - he was in a queue of slow moving traffic and was hit at around 70 mph by a lady Doctor not paying attention. His car was propelled into the one in front which in turn hit the one in front of it. The saving grace is that he was moving albeit it slowly. His seat back gave way, then he hit his head on the wheel when he hit the car in front. He went to hospital for a check up, and has had 2 visits to the Doctor - cuts and bruises plus sore neck and back.
The other insurers have already offered him £1k for his injuries - without prompting, plus he received a cheque for his car today - minus excess (to be reclaimed). He was also given - and still has a courtesy car as the accident was not his fault.
My point is - you were not at fault and you are entitled to be put back in a position you were prior to accident. Please claim for your entitlement.
If the boot were on the other foot, rest assure you would be claimed against. Was the other driver charged?

Pete

I'm glad to hear you are ok, thats the main thing. Don't let them cut you short though!

No, the other driver was not charged with anything even though a police officer attended; I will be speaking to my insurers on Tuesday about this. I am also going to ask for a courtesy car (it was offered, but because I have Ector I initially refused) as the length of time this claim seems to be taking is making me put excessive wear and tear on him, when I could be driving something else to work every day. My insurers have been very good about it. I did suffer a very stiff back immediately after the accident although the doctor has said that I am fine. I guess we shall have to play the waiting game and see . . .

I did suffer a very stiff back immediately after the accident although the doctor has said that I am fine.

You need to clarify this wording with your doctor and find what out what he wrote on any medical info he has supplied. If you suffered any ill affects as a result of the accident then 'fine' is not a word he should have used.

I'll go check with her, I'll see if I can have a look at the medical notes she made. She did suggest I do gentle exercises to ease any stiffness, so it may be that I did indeed suffer some very, very mild injuries, but I'd need to check. Are patients allowed to see their notes? I assume so, but have to be sure.

You do have the right to see your medical notes.
If you subsequently suffer any back related pain that wan't present before the accident then your doctors comments at this stage will be crucial.
I had a car accident when I was younger that resulted in whiplash. It wasn't until many years later that it was found that my neck doesn't bend properly and crackles when it does.