Just got off the phone to Footman James as my insurance is due for renewal next month enquiring how much it would be, aparently they have to send me a letter, can't tell me on the phone as it hasn't been calculated yet .
Wanting to phone other insurance companies to make sure I'm getting the best deal I asked her to comfirm how many years of no claims I now have. I was told as it is a classic car policy I do not earn any no claims bonus
Has anyone else ever heard of that?
Matt Coles Young Members Registrar
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Yes, it is true that classic policies do not accrue NCD. I don't see why they can't give you a renewal price though unless it is over 31 days away as this is the time quotes are usually valid for....
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PSL184 wrote:Yes, it is true that classic policies do not accrue NCD.
If that's the case how does it go down? I know age is a factor but do they consider the fact you have not claimed when they calculate the renewal cost?
PSL184 wrote:I don't see why they can't give you a renewal price though unless it is over 31 days away as this is the time quotes are usually valid for....
It seems I'm more organised than I usually am and the renew date is over 31 days away
Matt Coles Young Members Registrar
Find out more about the Young Members Register HERE
I guess for you "younguns" the policy premium is age dependant. As I am an "oldun" my classic policy is the same year on year..... The good news is that they can't put your premiums up if you do claim.... allegedly
[sig]8426[/sig]
Compare the Minors - Simples !! http://mog.myfreeforum.org/index.php
In theory it should be cheaper as you are a year older..... I noticed changes in premium at 21 and 25 but it was not until I was 30 that it was a significant reduction.....
[sig]8426[/sig]
Compare the Minors - Simples !! http://mog.myfreeforum.org/index.php
Although they specialise in VWs they are happy to arrange policies for all types of classics - for me no-one could touch them on monty last year. Best thing is that they can arrange for NCB to be accrued so make sure you give them a buzz
I would get a quote from Brit Insurance. They used to trade under the name of Wren and used to offer very low agreed value insurance for young Morris Minor drivers. I used them from the age of 17 to 25 and it was around the £350 mark at first, and then went down each year. You do have to get a valuation from an approved Morris Minor specialist though. They send a list of the nearest ones to you that they accept. The valuation itself usually costs around £20.
[sig]9257[/sig]
Bluebell - 1961 Clipper Blue 948cc genuine Tourer.
I'm just 21, with no claims, and I've been driving less than a year, and I pay 700 fully comp/uk and eu breakdown cover/key cover/windscreen cover with Aviva (they do it through Adrian Flux)
Try them. x
Owner of Martha and Nancy - both ex-gov disabled blue MMs and Bee, a 1960 4 door in smoke grey.
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so make sure you give them a buzz
