Insurance renewal

Post by **Onne** » Tue Nov 25, 2008 10:40 pm

Hello all,

Yes, I know insurance

Has anyone got any experience with switching halfway down the year? (When for instance you sell the car)

I've found insurance for less than half what I'm paying now...

Confused.com actually works for classic cars!

Post by **bmcecosse** » Tue Nov 25, 2008 11:01 pm

Yes - well I tried it - all higher than I pay now and without roadside cover/recovery.. The highest was in excess of £8,000 !!
Try RH Onne !

Post by **Onne** » Tue Nov 25, 2008 11:05 pm

I found a good one Roy, half of what I am paying now, but my policy is still running (until august)

Can't insure with RH yet. Wrong age bracket until July next year.

Post by **bmcecosse** » Tue Nov 25, 2008 11:28 pm

" Wrong age bracket " Lucky you!

Post by **Onne** » Tue Nov 25, 2008 11:37 pm

I'm still in the bracket without the VAT added

It's still expensive here though. I paid half the quoted 210 pounds per annum when I was 19 in Holland...
Surely there can't be more idiot drivers here than in densely populated Holland?

Holland having 396 people per square km opposed to the UK's 225

End of Rant, I still love it here! Best choice I've ever made

Post by **luridhue** » Tue Nov 25, 2008 11:50 pm

Just get in touch with your Insurance company. Some are more than ok with it and refund you the fraction of what you have left in the year. Others may refuse completely or charge an extortionate amount in cancellation fees. They are far more accommodating when you've sold a car but that's not to say they will be for a transfer. For instance, our experience of More Than is very good but Lancaster are not so happy about it.

Post by **bmcecosse** » Tue Nov 25, 2008 11:56 pm

Yes -I too have good expereince of More Than. But - challenge the renewal each year - they will give a bit more off 'for being a good customer' if pressed on the phone !

Post by **alainmoran** » Wed Nov 26, 2008 12:46 am

I'd feint if someone could find me fully comp insurance for half of what I am paying!

I'm with Footman James and it's around £98 per year, unlimited mileage, european recovery, windscreen cover etc...

Post by **Dominic** » Wed Nov 26, 2008 1:14 pm

I'm with Footman James and it's around £98 per year, unlimited mileage, european recovery, windscreen cover etc...

Ditto! (almost) - £2.10 more than that quote

Post by **callyspoy** » Wed Nov 26, 2008 2:26 pm

yeah i'm 22...got a few years to go until i can get that sort of quote!

Post by **luridhue** » Wed Nov 26, 2008 5:24 pm

I'm at three times that much! (I still think £298 is pretty good considering our age, but then the Land Rover was only around £50 more than that.)

Post by **Onne** » Wed Nov 26, 2008 8:14 pm

Been in touch with my current insurer, and they won't charge me anything if I cancel now