Insurance (17 Year Old)

[Hudsonthemorris]

Hi all,
I've just purchased a Morris Minor and am trying to get insured through the footman james scheme. The quote I got is higher than expected, has anyone done anything to get it down?
Thanks,
Sam

[les]

From what I hear, high prices are the norm for youngsters. As far as getting cheaper insurance goes, either shop around, see if you can get third party only, (not too good an idea ) I don’t know how these Black boxes work but would that help ? Or simply ask the insurer how they could reduce the premium. Of course, maybe you’ve tried all this.

[Myrtles Man]

Also, adding the names of a couple of aged parents (or similar) with blemish-free driving records as included drivers often eases the pain somewhat.

[Hudsonthemorris]

Ok thanks for your replies, I’ll try adding my mum and grandad with clean records to try and reduce it!

[ManyMinors]

Some years ago when my daughter was insured through Footman James, I found that is was definitely worthwhile negotiating with them. They did get to what I thought was a very reasonable price in the end but prices vary enormously and shopping around is certainly worth doing. Good luck. Keep trying. A Morris Minor can be a great car for a youngster

[Hudsonthemorris]

Update:
Thanks all for your help, I tried Footman James but they weren’t able to give me any accumulating no claim bonus so i went with sterling third party fire and theft which was cheaper and gets me NCB. All in £1150 which is pretty good compared to my friend’s insurance!

[Moggie May]

Well done Sam and I hope you get a lot of enjoyment from both driving and maintaining your car.
I have to say that I think that insurance companies could do a lot for the classic car fraternity. There seems to be a lack of new young members joining classic car clubs and buying cars to learn the art of driving!.
Hope you have many miles with smiles.
DaveB

[Chief]

At 18 my classic car insurance was around £350 fully comprehensive, that was with AON and eventually Towergate/FJ.

It was cheap because I was still a learner.

It wasn't until I reached 30 and then suddenly my annual premiums fell by about 50%

So be a learner till you reach 30 is my advice

[Boomlander]

Looks like insurance firrms haven't changed since I was 17!
I was charged £60 in 1973 for third party only cover. This meant I could sit in the car outside the house but couldn't drive it!
Mind you the car was an ex police 3 litre straight six Wolseley 6/99 with overdrive and I did drive it to it's new owner a few weeks later and was paid £45 and a ride home.