insurance on a twin cam

Post by **callyspoy** » Mon Aug 06, 2007 6:54 pm

how much is the insurance on the 2.0 fiat for the average person? now being 21, i don't quite fall into that bracket but i am hopeful...i assume we have all seen the "project" on flea bay??!!

Post by **jonathon** » Mon Aug 06, 2007 7:39 pm

Depends on a lot of things really, the Postcode area, garaged or non garaged value of vehicle, previous insurance record etc,etc.I'd expect the avarage to be near the £400 mark.maybe less for tpo or tpft

Post by **callyspoy** » Mon Aug 06, 2007 7:41 pm

for which age group would that be? because that seems somewhat low for my age!! but if not...result!

Post by **bigginger** » Mon Aug 06, 2007 7:44 pm

I'm guessing yours would be rather more, but you did say "average person". I'd guess you'd be lucky to find anybody who would insure you, but if you do, it's gonna be a LOT more than that.

Post by **callyspoy** » Mon Aug 06, 2007 7:49 pm

yeah i thought as much! its so rubbish! i used to have a 3.0 litre supra, that was needless to say, rather quick, and the insurance was 550! but if you modify a car they hate it! it makes no sense! damn the insurance companies! thank you for the info friends!

Post by **bigginger** » Mon Aug 06, 2007 8:15 pm

Does kinda make sense, but I tend to agree with your sentiment

Post by **downsey** » Mon Aug 06, 2007 8:29 pm

Wow i had no idea it was so hard insure a modifed car in the UK. Over here in the states it just takes a phone call really. My dad put a big block 502 with a 871 blower on top into a 41 Chevy pickup. Custom suspension, frame, exhaust, etc. ~650-700 hp and it was really simple to register and insure.

Post by **jonathon** » Mon Aug 06, 2007 8:44 pm

Try the mod friendly insurers, or the NSRA. Adrian Flux and Aon are worth contacting. It also helps if the insurers know if the mods that have been fitted are from established companies or home brew, believe me , this can make quite a difference.
I'd agree with BG that your own insurance will be higher, but you just need to ask the question and if possible get an engineers report on your car. We supply a full independent report with our modified cars which gives the original specifications of the vehicle, then factors in the kits fitted and the suitability to the standard chassis and where the chassis has been modified to cope different loadings and stresses.

Post by **plastic_orange** » Mon Aug 06, 2007 8:45 pm

Join any of the Hot Rod clubs and you will insure it for around £350 - £400 - that's what my son paid for his at 21.

Pete

Post by **callyspoy** » Tue Aug 07, 2007 11:10 pm

you are kidding?? jesus, that is cheap! well, if i do end up doing something a little "different" with the car, i may look into that. cheers pete.

Post by **LukeBoorman** » Fri Aug 10, 2007 4:03 pm

I'm 24 so a little older, but still not past the 'magic' sensible driver age of 25. My car had a marina 1275 and the insurance from Footman James was £151. I have recently fitted a 1.6 crossflow so upped the BHP from the 60s to over 80 and it was £10 extra (and a £15 admin fee

). Its got loads of home mods they also know about... Discs, front coil overs, alloys....