As somebody who works with machine learning or "A.I." models, don't worry. They're extremely stupid and just produce results that are determined by and entirely derivative of their training data. People are being fooled because language is fudgeable enough that comprehensible sentences can be built by training a model on trillions of examples of existing text and graphing things like word proximity. 2D imagery is similarly built from existing examples.
All of these training data sets and samples were taken from authors and artists without permission or note of copyright of course, just as Google began indexing the early internet built by enthusiasts for the betterment of society, and then sold the results back to us through advertising.
As such, "A.I." is currently machine learning plus branding to attract gullible investors and prop up a technology industry that has repeatedly failed to find the next "big thing" - it certainly wasn't virtual reality headsets, the "metaverse", or cryptocurrency. It will be used to further precaritise, emiserate and eliminate low-paid workers if the results can be made to be passable enough, but I don't see it being part of some wider conspiracy because it is so often wrong (confidently so as it has no concept of syntax let alone truth). Its best use-case at the moment is perhaps to replace more customer service staff and make it even more difficult to phone up a company to solve a problem!
In regards to cash vs. being tracked through digital means of making transactions. It is a false choice, it's perfectly possible to build a digital platform where transactions are not tracked and there are many advocates for it, just not in powerful positions at the top of businesses with an interest in tracking you.
People blame the young for how they deal with changes in society but pause for a second to consider who has been in charge for the last 30 years. Could it be that you oldies are just unsatisfied with the consequences of your actions and voting records?
68' 4-door Saloon, another 'Monty'.