Young driver insurance

[Tootall]

Quick question for everyone - where do you get insurance and how much are people charging.

I have a 1275 Minor and it costs me around £90 a year to insure for 6000 miles, with Footman James.

When I renewed last summer, I asked them how much it would cost to add my 19-year-old son (1 year of driving) as a named driver.

They quoted me £1300!

I gather that FJ has a Young Driver scheme through the Club... has anyone used it?

I called a number of other companies - replies ranged from "we won't insure a car over 25 years old', "we won't insure a driver under 25", "he needs 5 years' driving" and so on...

His own car is a Peugeot 2-litre turbo diesel, with approx twice the power and a lot more performance than the Minor, which he insures in his own name, for 12,000 miles a year, for just under a Grand.

Paying 30% more, for a few hundred miles in a Minor, seems utterly insane.

Any advice welcomed...

[les]

Maybe your son could add your Minor to his cover, if that’s possible.

[Tootall]

Have just been on the phone to FJ...

With their MMOC Young Driver Policy, if he's a club member and owns the car, it's £950+ for a 3000-mile policy.

And car clubs complain that young people aren't becoming classic owners.

Hardly surprising is it?

[les]

Do you think it’s worth trying my suggestion? You make no mention in your reply.

[Tootall]

Do you think it’s worth trying my suggestion? You make no mention in your reply.

It's possible - but he has Black Box insurance on his own modern, so not sure how a second car policy would work...

[les]

Oh right, the black box could be an issue.