Young driver insurance

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Tootall
Minor Friendly
Posts: 61
Joined: Thu Jul 28, 2016 12:54 pm
MMOC Member: Yes

Young driver insurance

Post by Tootall »

Quick question for everyone - where do you get insurance and how much are people charging.

I have a 1275 Minor and it costs me around £90 a year to insure for 6000 miles, with Footman James.

When I renewed last summer, I asked them how much it would cost to add my 19-year-old son (1 year of driving) as a named driver.

They quoted me £1300!

I gather that FJ has a Young Driver scheme through the Club... has anyone used it?

I called a number of other companies - replies ranged from "we won't insure a car over 25 years old', "we won't insure a driver under 25", "he needs 5 years' driving" and so on...

His own car is a Peugeot 2-litre turbo diesel, with approx twice the power and a lot more performance than the Minor, which he insures in his own name, for 12,000 miles a year, for just under a Grand.

Paying 30% more, for a few hundred miles in a Minor, seems utterly insane.

Any advice welcomed...
les
Minor Maniac
Posts: 8297
Joined: Tue Feb 12, 2002 12:00 am
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Re: Young driver insurance

Post by les »

Maybe your son could add your Minor to his cover, if that’s possible.

Tootall
Minor Friendly
Posts: 61
Joined: Thu Jul 28, 2016 12:54 pm
MMOC Member: Yes

Re: Young driver insurance

Post by Tootall »

Have just been on the phone to FJ...

With their MMOC Young Driver Policy, if he's a club member and owns the car, it's £950+ for a 3000-mile policy.

And car clubs complain that young people aren't becoming classic owners.

Hardly surprising is it?
les
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Re: Young driver insurance

Post by les »

Do you think it’s worth trying my suggestion? You make no mention in your reply.

Tootall
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Posts: 61
Joined: Thu Jul 28, 2016 12:54 pm
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Re: Young driver insurance

Post by Tootall »

les wrote: Tue Apr 26, 2022 12:54 pm Do you think it’s worth trying my suggestion? You make no mention in your reply.
It's possible - but he has Black Box insurance on his own modern, so not sure how a second car policy would work...
les
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Posts: 8297
Joined: Tue Feb 12, 2002 12:00 am
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Re: Young driver insurance

Post by les »

Oh right, the black box could be an issue.

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