Insurance small print

[iford]

Hi All
Got my renewal from L.V.
Closely reading the small print regarding theft cover, quote:-
Theft is only covered when in locked garage.

I phoned and asked if this is in the "off road" section so what does it actually mean?
To my horror, after being left on hold for a while, I was told that when out and about day or night there if no theft cover?

I have just reinsured with Footman James and the only previso is to garage it over night when at home elsewhere theft is covered.

I'm good as a rule at picking out crappy clauses but missed this one..
Yet another lesson learned.

[bmcecosse]

Well spotted.